Insurance for Idaho.
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An independent insurance agent in your community can help you protect what matters most with a new insurance quote or review of your current coverage.
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Insurance for every life moment.
Gem State’s insurance products are designed for you and your family. When you’re ready to protect your home, your car, and even your small business or farm, our local experts are here for you. Connect with an independent insurance agent in your hometown to find coverage across Idaho. Through Ohio Mutual Insurance Group and United Mutual Insurance, we also serve Connecticut, Indiana, Maine, New Hampshire, Ohio, Rhode Island, Vermont and Wisconsin.
Auto
Homeowners
Farm
Business & Commercial
Beyond Insurance
The feeling is mutual.
Just like the insurance products we sell, our mutual company is designed for our members and policyholders — not shareholders. We are focused on the long-term vision and doing what is best for the people who have trusted us to protect what matters most to them. Every day we work to earn the trust of our customers, agents, associates and communities. And as a member of the Ohio Mutual Insurance Group, we’re independently recognized as one of the country’s top insurers.
Annual Member Meeting
Gem State is part of the Ohio Mutual Insurance Group. The annual member meeting of the Ohio Mutual Insurance Group, Inc. is usually held in the spring each year. The most recent meeting was held on March 12, 2026.
Watch this space for notice of our next member meeting.